The Average Wage Earner's Budget Manager is a complete home budget management system designed especially for households and persons whose primary source of income is hourly wages. Budget Manager sees your economy as a series of pay periods, each one with its own concerns. You tell Budget Manager all of your personal financial business (income and expenses) and the information it provides helps you make decisions that are in your best interest. With Budget Manager you can do the following: save on groceries; plan a vacation; manage finances; and pay off all your bills